I watch every bill. Nobody takes a dollar from my store without me knowing why. But there was one bill I couldn't read. My credit card processing statement. The agent promised me a penny per swipe, so I signed. Then it went up. Every month, I paid more. I asked why. Nobody gave me a straight answer.

So I asked my best friend, Jeff, to look into it. What he found made me sick. They hid fees. They buried whole sections. They padded every charge so I couldn't tell what was real. Over $300,000 a year, gone. That is robbery, and I had enough.

So Jeff and I started Grocery Rate. Now no grocer gets robbed again. You get a fair rate. Every fee on one statement. No junk. I became the guy I wish my family's store had to solve this problem.